Know where your money goes
to control your finances to stop financial anxiety and improve your life
Spend less than you earn, achieve financial dreams, and experience a brighter financial future.
Trusted by the best
Join 1 Million+ Members
PocketGuard is an all-in-one money management platform that brings together everything you need to control your personal finances. Available on web, iOS, and Android.
Spend smarter and live better
Make informed decisions based on the spending insights available in PocketGuard. Understand your cash flow and net worth, track your expenses, and project a surplus at month end.
Find confidence in your finances
The budget provides peace and security. We’ve helped 825,754 people to get better with their money. They save more, they earn more, and control their finances. We can’t wait to do the same for you!
*as of February 24, 2024
Your budget. Your life.
Data Connectivity
Budgeting
Financial Goals
Transaction Management
Personal Finance Course
Debt Payoff Plan
Cash Flow
Recurring Payments
Still using spreadsheets?
Connect to 18K+ financial institutions using two data connectors and sync transactions in real-time. Track property value and analyze your net worth to see your financial situation.
Spend more than you earn?
Set up a budget and use 70+ custom categories to set limits based on your needs. Get notified when you spend 50% or more in a specific category.
Hard to allocate savings that fit your budget?
Set a specific, achievable goal within your budget using the SMART approach. Monitor progress based on account balance or planned transactions.
Mess in operations?
Take control of your finances by managing pending transactions, applying automatic rules, and adding notes and images to ensure the accuracy of your financial data. Customize your spending reports with #hashtags to gain valuable insights.
Don’t know where to start?
Cover all the necessary personal finance topics such as budgeting mistakes, techniques and debt management. Become smarter about your money, make better decisions, and find your way to budgeting effectively.
Debts make your life bad?
Become debt-free on your own terms. Set up a personal debt payoff plan based on the payoff strategy and available budget. See the payoff schedule and play with numbers in real-time.
Would it be a surplus or deficit?
Gain clear insight into your financial situation by comparing your spending across different categories to your income. Keep track of your net income and transactions categorized by type, merchant, and more.
Not sure how much you spend on subscriptions?
Let our AI algorithm identify your recurring merchants and schedule them in your calendar. Define your paychecks, bills, and subscriptions automatically or manage them manually.
Feel our value
Everyone is talking about PocketGuard. Thousands of people in the US, UK and Canada use PocketGuard to budget and track their money.
Best Budgeting Apps Of 2026
“Our testing found that PocketGuard is the best budgeting app for tracking spending, earning a 4.5-star rating from our research team. PocketGuard makes it easy for users to analyze their spending habits through custom reports and allows them to create a fully customized budget and a personalized debt payoff schedule.”
The Best Budget Apps for 2026
“PocketGuard, for a budget snapshot
Consider downloading this app if you:
Want a relatively hands-off budgeting experience.
Are looking to see how much money is leftover at the end of each month.
Want to track spending, net worth and subscriptions in a single app.”
“My best financial tracking app
One of the most comfortable financial tracking app that I've ever used. It's really easy to use and it has all functions that you might need. Thank you!”
Best Budgeting Apps of 2026
“What we like: PocketGuard connects to your financial accounts and keeps track of your transactions and bills. Then, it gives you a snapshot of how much you have available to spend based on your income, past and upcoming bills, and the money you've budgeted for spending and savings goals.”
“This is the best budgeting app I've ever used. The visualization and automated categorization of transactions is exactly what I've been looking for. Customer service has been very responsive and the team is constantly making updates/improvements.”
“Must have
Have been using PocketGuard for more than a year and I am completely delighted with it. I use several finance tracker apps simultaneously and PocketGuard is definitely on top.”
“Good money tracker in general. This app helped me to add my subscriptions, and now I seeing where is problem.”
“Best personal finance app
Love PocketGuard and will continue to use for my personal finance management.”
“Best (mostly) automated budget app I have found thus far. The price is fair compared to other options that don't even work as well.”
Improve your life using budgeting
PocketGuard is an all-in-one platform that brings together everything you need to optimize your finances. Join thousands of families using PocketGuard to achieve financial peace and security.
