Know where your money goes with PocketGuard budget app

to control your finances to stop financial anxiety and improve your life

Track your spending, сreate budgets, control debts, set up goals. Everything in one app.

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PocketGuard is an all-in-one money management platform that brings together everything you need to control your personal finances. Available on web, iOS, and Android.

Spend smarter and live better

Make informed decisions based on the spending insights available in PocketGuard. Understand your cash flow and net worth, track your expenses, and project your surplus at the end of the month.

Find confidence in your finances

A good budget brings you peace and security. We’ve helped 1,250,416 people to get better with their money. They save more, they earn more, and control their finances. We can’t wait to do the same for you!

*as of May, 2026

Your budget. Your life.

Data Connectivity

Budgeting

Financial Goals

Transaction Management

Personal Finance Course

Debt Payoff

Cash Flow

Recurring Payments

No more spreadsheets, tabs, or guesswork

Stop updating spreadsheets and jumping between bank accounts. Connect to 18,000+ financial institutions and automatically sync transactions in real time. Track your property value and accounts. See your complete net worth whenever you need a clear picture of your finances.

Net Worth Tracker

Know exactly where your money goes?

If your spending seems to disappear every month, PocketGuard budgeting tools help you take back control. Build a budget that fits your lifestyle with 70+ customizable categories. Set spending limits, and get alerted before overspending becomes a problem.

Budgeting Tool

Hard to allocate savings that fit your budget?

Whether you're building an emergency fund, planning a vacation, or saving for a major purchase, create realistic achievable goals that fit your budget. Track your progress automatically with our finance planner and stay motivated with a clear path toward every milestone.

Savings Tracker

Turn financial chaos into clarity

No more wondering what a transaction was. Organize your spending with automatic rules, notes, photos, and custom tags. Keep your financial data clean, searchable, and easy to understand.

Transaction List

Learn how to manage money with confidence

Not sure where to begin? Master the fundamentals of personal finance with practical lessons on budgeting, debt management, and smarter spending habits. Build skills that help you make better financial decisions and find your way to good budgeting.

Free Finance Course

Create a clear path out of debt

Debt can feel overwhelming when you don't know where to start. Our simple budget app helps you build a personalized debt payoff strategy based on your budget, compare different approaches, and see exactly when you'll become debt-free before making your next payment.

Debt Payoff Planner

See if you're building wealth or falling behind

Gain clear insight into your financial situation by comparing your spending across different categories to your income.Track cash flow across categories, merchants, and transaction types so you can spot problems early and make smarter financial decisions.

Cash Flow Tracker

Stop losing money to forgotten subscriptions?

Find your subscriptions and recurring payments automatically with our finance planner. PocketGuard's AI algorithm identifies recurring merchants, adds upcoming payments to your calendar, and helps you stay ahead of expenses so there are no surprises at the end of the month.

Recurring Payment Tracker

Feel our value

7.6K Ratings

4.6 App Store

12,000+ reviews

Everyone is talking about PocketGuard. Thousands of people in the US, UK and Canada use our money app to budget and track their finances.

Best Budgeting Apps Of 2026

“Our testing found that PocketGuard is the best budgeting app for tracking spending, earning a 4.5-star rating from our research team. PocketGuard makes it easy for users to analyze their spending habits through custom reports and allows them to create a fully customized budget and a personalized debt payoff schedule.”

The Best Budget Apps for 2026

“PocketGuard, for a budget snapshot
Consider downloading this app if you:
Want a relatively hands-off budgeting experience.
Are looking to see how much money is leftover at the end of each month.
Want to track spending, net worth and subscriptions in a single app.”

“My best financial tracking app
One of the most comfortable financial tracking app that I've ever used. It's really easy to use and it has all functions that you might need. Thank you!”

Best Budgeting Apps of 2026

“What we like: PocketGuard connects to your financial accounts and keeps track of your transactions and bills. Then, it gives you a snapshot of how much you have available to spend based on your income, past and upcoming bills, and the money you've budgeted for spending and savings goals.”

“This is the best budgeting app I've ever used. The visualization and automated categorization of transactions is exactly what I've been looking for. Customer service has been very responsive and the team is constantly making updates/improvements.”

“Must have
Have been using PocketGuard for more than a year and I am completely delighted with it. I use several finance tracker apps simultaneously and PocketGuard is definitely on top.”

“Good money tracker in general. This app helped me to add my subscriptions, and now I seeing where is problem.”

“Best personal finance app
Love PocketGuard and will continue to use for my personal finance management.”

“Best (mostly) automated budget app I have found thus far. The price is fair compared to other options that don't even work as well.”

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Improve your life using smart budgeting tools

PocketGuard is an all-in-one budgeting app that brings together everything you need to optimize your finances. Join thousands of families using PocketGuard to achieve financial peace and security.