Always know where your money goes

PocketGuard makes it easy to take control of your money, optimize spending and grow your savings.

Get a handy quick reference guide to your finance at any time of the day or night

#1 budgeting app for college students and overspenders

Best for tracking expenses and growing your savings

User-friendly, loaded with free features

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Know what's in your pocket

The main idea behind PocketGuard is to help customers spend less than they earn. That’s why we have made the IN MY POCKET feature.

We crunch the numbers to show how much spendable money you have after setting aside enough for bills, goals and necessities.

Organize your bills and other spending into sections. Customize your budget the way you want by creating as many sections as you need.

Keep tabs on your spending

See which expenses eat up too much of the pie. Personalize your reports with custom categories and #hashtags.

Analyze what merchant you spend the most and cut off that expense out of your budget. You can't even imagine how much you spend on morning coffee every day!

See all accounts & transactions in one place

Link your banks, credit cards, loans & investment in one place, to keep track of your account balances, net worth and more.

We won't ask you to enter bank credentials just to use the app. Feel free to discover PocketGuard by tracking transactions manually. You can connect bank accounts anytime later.

Become debt-free on your own terms

Build an optimal strategy to pay off your debts like credit cards, loans, mortgage, etc. See how many payment cycles left until debt-free.

The feature is based on patterns known as “avalanche” - the highest interest first, and “snowball” - the highest debt first.

PocketGuard will track payments on all specified debts, keep payoff plan up to date, and provide users with optimization based on their budget and financial health.

Track and lower your bills

Stay on top of your bills and negotiate better rates on your cable, cell phone and other bills.

PocketGuard smart algorithm analyzes your transactions and identify how much you can save by lowering all your bills. Our customers can save thousands of dollars every year.

Reach your goals with ease

PocketGuard applies a SMART goal strategy. This means you have to make sure your goal is Specific, Measurable, Achievable, Relevant, and Timely.

Create a realistic budget. How much money are you able to contribute to your goal on a monthly basis? Does this amount fit your budget? Increase or decrease it relying on the numbers you see.

Monitor your progress. Set milestones to hit. Use the big power of small wins to motivate yourself moving forward.

PocketGuard is loaded with free features


Customize your budget the way you want. Say goodbye to spreadsheets and pdf files.

Spending insights

Build custom reports using #hashtags. See your expenses broken down by category or merchant.

Bill planner

Cover all bills on time with your income. Get informed on due dates and upcoming bills.

Net Worth

See your assets & debts in one place. Analyze your Net income and grow Net Worth consistently.


Get your suspicious transactions monitoring for free. Guard your money with PocketGuard.

We are serious about security

Your data is secured with 256-bit SSL encryption. That's the same level of security as major banks. And the PocketGuard app uses PIN code and biometrics, as an additional security layer, in case your phone is ever lost or stolen

PocketGuard is a well-known personal finance management application.

Thousands of people in the US and Canada use it to find out where their money goes.


DevanEve, 05/03/2022

We love it!

My husband and I love this app so much! ❤️ It helps us keep track of our finances and unwanted subscriptions...

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kristalyns, 15/01/2022

Everything I need in one place!!!

I love this app- as a minimalist I've been wanting something like this for years. Finally in one glance I can see how I'm doing, adjust, and plan...

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Dry.Towels, 28/12/2021

Awesome !

Great app ! Helped me when I was overwhelmed when keeping track of all my bills. Only complain is that sometimes it took about a day...

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jen230914, 18/11/2021

Best app I've found

Can't explain in words how helpful this app has been in helping me keep track of all my expenses and all of income, cash, cash app...

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DevanEve, 03/11/2021

Better than Mint

Better interface, nice and simple. Able to see all bills outgoing and income in one pie. Used to be free, now cost $$, will wait to see...

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agbs31, 21/09/2021

Big fan!

I've used mint and every dollar. Every dollar is very clean looking, PocketGuard takes some getting used to. BUT, I've got to tell you...

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Kmcallahan77, 12/09/2021

Awesome app

I'm used to looking at our monthly budget in 2D, and if I wanted to do any sort of analysis, I would have to do all the work, taking hours...

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JFDubro, 01/09/2021

I never review apps but get this one.

Within 40 seconds of linking my account to this app, I was alerted to a recurring membership I never approved of and...

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Austin McRobbie, 28/08/2021

Best finance app yet

I've used several finance apps - but PocketGuard takes the cake! It's intuitive, super easy to use…exactly what to want!

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Ashley Bauer, 24/02/2022

Love the budget categories

Love the budget categories that come with the premium

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Tegan 620, 05/02/2022

I would 100% recommend the premium upgrade

The budget service and app delivers on everything it promised, and the support for any issues has been super responsive...

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Sean McDougle, 21/01/2022

The budget system is the best

The budget system is the best and the customer support is top notch!

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Melissa Patton, 31/12/2021

I really enjoy this app

I really enjoy this app. It puts things in categories with little maintenance on my part. I used to take up to three hours...

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Maya Sweedler, 27/11/2021

App is super useful

App is super useful -- but what really set it apart in my experience is the customer support. I emailed support with a syncing issue and...

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ED RAMOS, 10/10/2021

Once you try it, you will like it

Once you try it, you will like it. Very clean organized app for Financing $ Budgeting 💪🤑🤑🤑🤑

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Samantha Staunton, 07/10/2021

This app fit perfectly for my budget and tracking everything

This app fit perfectly for my budget and tracking everything. Was really eaay to adjust and set goals ect...

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Nic Gordon, 24/09/2021

I'm surprised at how perfe fly it matches what I was looking for

I'm surprised at how perfe fly it matches what I was looking for. This is the perfect budgeting tool for me...

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Paulin1160, 14/03/2022

Best finance tracking app I've had

It's a pretty great app! I am terrible with money and this has made it A LOT EASIER to track my expenses and see where my money goes...

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