Always know where your money goes

PocketGuard makes it easy to take control of your money, optimize spending and grow your savings.

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Get a handy quick reference guide to your finance at any time of the day or night

#1 budgeting app for college students and overspenders

Best for tracking expenses and growing your savings

User-friendly, loaded with free features

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Know what's in your pocket

The main idea behind PocketGuard is to help customers spend less than they earn. That’s why we have made the IN MY POCKET feature.

We crunch the numbers to show how much spendable money you have after setting aside enough for bills, goals and necessities.

Organize your bills and other spending into sections. Customize your budget the way you want by creating as many sections as you need.

Keep tabs on your spending

See which expenses eat up too much of the pie. Personalize your reports with custom categories and #hashtags.

Analyze what merchant you spend the most and cut off that expense out of your budget. You can't even imagine how much you spend on morning coffee every day!

See all accounts & transactions in one place

Link your banks, credit cards, loans & investment in one place, to keep track of your account balances, net worth and more.

We won't ask you to enter bank credentials just to use the app. Feel free to discover PocketGuard by tracking transactions manually. You can connect bank accounts anytime later.

Become debt-free on your own terms

Build an optimal strategy to pay off your debts like credit cards, loans, mortgage, etc. See how many payment cycles left until debt-free.

The feature is based on patterns known as “avalanche” - the highest interest first, and “snowball” - the highest debt first.

PocketGuard will track payments on all specified debts, keep payoff plan up to date, and provide users with optimization based on their budget and financial health.

Track and lower your bills

Stay on top of your bills and negotiate better rates on your cable, cell phone and other bills.

PocketGuard smart algorithm analyzes your transactions and identify how much you can save by lowering all your bills. Our customers can save thousands of dollars every year.

Reach your goals with ease

PocketGuard applies a SMART goal strategy. This means you have to make sure your goal is Specific, Measurable, Achievable, Relevant, and Timely.

Create a realistic budget. How much money are you able to contribute to your goal on a monthly basis? Does this amount fit your budget? Increase or decrease it relying on the numbers you see.

Monitor your progress. Set milestones to hit. Use the big power of small wins to motivate yourself moving forward.

PocketGuard is loaded with free features

Budgeting

Customize your budget the way you want. Say goodbye to spreadsheets and pdf files.

Spending insights

Build custom reports using #hashtags. See your expenses broken down by category or merchant.

Bill planner

Cover all bills on time with your income. Get informed on due dates and upcoming bills.

Net Worth

See your assets & debts in one place. Analyze your Net income and grow Net Worth consistently.

Anti-fraud

Get your suspicious transactions monitoring for free. Guard your money with PocketGuard.

We are serious about security

Your data is secured with 256-bit SSL encryption. That's the same level of security as major banks. And the PocketGuard app uses PIN code and biometrics, as an additional security layer, in case your phone is ever lost or stolen

See what others have to say

“The PocketGuard app is ideal for over-spenders who want routine reminders of how much they can spend on a day-to-day basis.

It is the best choice for those who struggle to keep track of their spending and want to improve their saving skills. Its features allow you to get into the habit of keeping a close eye on your finances and spend more wisely.”

“The PocketGuard Money & Budgeting app is a great choice for people who are focused on keeping a handle on their spending while automatically building savings.”

“If you’re looking for budgeting software because you’ve gotten yourself in tough situations when you’ve lost track of how much money you could actually spend without coming up short for paying your bills, PocketGuard was built for you.”

PocketGuard is a well-known personal finance management application.

Thousands of people in the US and Canada use it to find out where their money goes.

DevanEve, 05/03/2022

We love it!

My husband and I love this app so much! ❤️ It helps us keep track of our finances and unwanted subscriptions...