Lower your bills

Bills are a huge part of anyone's budget. It is crucial to focus on reducing bills operations in order to save some cash. Let our partner, Billshark, save hundreds of dollars per year for you. On average, users save $52/month1.

Bill Payment Tracker

Most people pay too much in monthly bills, making their budget go beyond any limits. Our bill tracker will help you become someone who doesn't overpay. Once you connect your bank accounts, PocketGuard starts working as a monthly bill organizer and automatically identifies recurring expenses. Besides, PocketGuard sends an email listing all bill providers you can lower every month.

All your bills in one place

Let Billshark do the talking. They'll negotiate with financial entities for you, and if they don't save your money, you won't give them a thing. Take simple steps to cut your recurring expenses and free up some money in your budget.

Never miss a payment

Get a bill payment schedule, including bills that should be paid first. Find out when you should pay your bills to avoid any issues - PocketGuard notifies users before their bills are due.

Ready to lower your bills?

Budget online in 3 easy steps

Send in the shark

Join our 2 million users and start managing your money with ease today.

Save some cash

With a success rate of 80%2, you can be pretty sure you’ll save some money.

Split the savings

Get 24/7 suspicious transactions monitoring for free. Plus, we’ll let you know about any important changes.

Frequently asked questions

How does the company negotiate bills?

The company completes this stage without the client’s involvement, which saves both time and nerves. Billshark calls a provider to discuss things instead of the client.

What do bill negotiations cost?

You pay for nothing except for negotiations that bring the desired results. That is the most important part, so the cost is justified. You will be charged 40 percent of how much you save on the specific provider with whom Billshark discusses your bills. The service period lasts no longer than two years. The company charges no extra fees after.


Old bill: $100 per month
New bill: $80 per month
Monthly savings: $20 per month
Savings over 24 months: $480
Billsharks share: $192 (40% of 24 month savings)
PocketGuard also receives a fee from Billshark.*

When are users charged?

Shortly after a bill negotiation is complete, Billshark will send you an invoice for the negotiation fee. This typically takes around 3 days, with payment due about 5 days later.

In some cases, clients wish to change the way they pay. It is possible with Billshark. The company charges the fee ahead. To check out when and how much to pay without missing the deadline, it is possible to create a special plan with Billshark’s help. You only pay nine dollars once to install a payment plan.

What bills are negotiable?

The company deals with multiple types of bills, including payments for cable television, telecommunication, or WiFi services. By now, thirty-four providers of various services are included. Providers that specialize in delivering healthcare or utilities may be added to our list soon.

Why does Billshark need personal details?

In fact, the company does not insist that a client shares plenty of personal data. However, some details are still needed for proper functioning. For a successful negotiation, that is not Billshark that demands some of your personal details. It is the provider who may ask for some info, necessary to confirm the user’s account.

Your data will not be saved in our system forever.

Once the negotiation is over and everyone is happy with the results, Billshark erases personal data from its database. Billshark keeps personal info securely, never sharing it with any third parties. Read terms & conditions for more details about privacy and confidentiality.

What are the providers we can contact regarding your bills?

Negotiable services:

  • ADT
  • AT&T Wireless
  • AT&T Wireline
  • Atlantic Broadband
  • Bright House Networks
  • Cable One
  • CenturyLink
  • Charter Spectrum
  • Comcast (Xfinity)
  • Cox
  • DirecTV
  • Dish
  • Frontier Communications
  • Grande Communications
  • HughesNet
  • Mediacom Cable
  • Optimum
  • RCN
  • Rise Broadband
  • SiriusXM
  • Sprint
  • Suddenlink Communications
  • T-Mobile
  • Terminix
  • Time Warner Cable
  • U.S. Cellular
  • Verizon Fios
  • Verizon Wireless
  • Vivint
  • WOW! Internet
  • Wave Broadband
  • Windstream

1 Based on average savings. Savings are not guaranteed and will vary depending on the provider and service

2 Success rate where customers had active accounts, provided all necessary information, did not recently try to lower the same bill, and did not have past due accounts.