The Rollover Budgets feature is here!

Know where your money goes

to control your finances to stop financial anxiety and improve your life

Spend less than you earn, achieve financial dreams, and experience a brighter financial future.

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Trusted by the best

Join 1 Million+ Members

PocketGuard is an all-in-one money management platform that brings together everything you need to control your personal finances. Available on web, iOS, and Android.

Spend smarter and live better

Make informed decisions based on the spending insights available in PocketGuard. Understand your cash flow and net worth, track your expenses, and project a surplus at month end.

Find confidence in your finances

The budget provides peace and security. We’ve helped 825,754 people to get better with their money. They save more, they earn more, and control their finances. We can’t wait to do the same for you!

*as of February 24, 2024

Your budget. Your life.

Data Connectivity

Budgeting

Financial Goals

Transaction Management

Personal Finance Course

Debt Payoff Plan

Cash Flow

Recurring Payments

Still using spreadsheets?

Connect to 18K+ financial institutions using two data connectors and sync transactions in real-time. Track property value and analyze your net worth to see your financial situation.

Spend more than you earn?

Set up a budget and use 70+ custom categories to set limits based on your needs. Get notified when you spend 50% or more in a specific category.

Hard to allocate savings that fit your budget?

Set a specific, achievable goal within your budget using the SMART approach. Monitor progress based on account balance or planned transactions.

Mess in operations?

Take control of your finances by managing pending transactions, applying automatic rules, and adding notes and images to ensure the accuracy of your financial data. Customize your spending reports with #hashtags to gain valuable insights.

Don’t know where to start?

Cover all the necessary personal finance topics such as budgeting mistakes, techniques and debt management. Become smarter about your money, make better decisions, and find your way to budgeting effectively.

Debts make your life bad?

Become debt-free on your own terms. Set up a personal debt payoff plan based on the payoff strategy and available budget. See the payoff schedule and play with numbers in real-time.

Would it be a surplus or deficit?

Gain clear insight into your financial situation by comparing your spending across different categories to your income. Keep track of your net income and transactions categorized by type, merchant, and more.

Not sure how much you spend on subscriptions?

Let our AI algorithm identify your recurring merchants and schedule them in your calendar. Define your paychecks, bills, and subscriptions automatically or manage them manually.

Feel our value

4.7

12,000+ reviews

Everyone is talking about PocketGuard. Thousands of people in the US, UK and Canada use PocketGuard to budget and track their money.

“The app’s easy-to-use interface, accessible pricing structure, spending alerts and recommendations make it excellent for improving your finances. That’s why it earned a spot on Forbes Advisors’ Best Budgeting Apps.”

“Launched in 2014, PocketGuard is highly automated, which means it requires less time and effort than many competing apps do. You’ll be able to set up your account in just a few clicks, and in our testing, keeping the app up-to-date only took a few minutes a day.”

“PocketGuard has been a really helpful tool in understanding our family expenses. Syncing is smooth now and the categories and tracking are easy or manage. The extra functionality has been well worth it.”

“If you find yourself constantly spending too much, an app that helps you easily understand how much money can be spent without having to build up credit-card debt is key. PocketGuard’s In My Pocket feature is designed to do just that by keeping a tab on how much spending money you have available after accounting for bills and other monthly necessities.”

“Was bummed when mint went to credit karma and lost most of the budgeting features. Pocketguard has been a perfect replacement and very fairly priced for a lifetime sub”

“I’ve always been a Mint user but found PocketGuard and haven’t skipped a beat! Really like the functionality of this app with the best support team!”

“Been using this daily for the past few months. It’s changed the way that I think about and handle my money. Support has been super helpful, updates are frequent, and the app has an incredible feature set.”

“I have been using PocketGuard since 2020. I am able to keep track of everything. Awesome app.”

“I’ve used so many budgeting apps, and this is the first one that not only allowed me to understand my spending but also me to change my habits!! I swear by it.”

Improve your life using budgeting

PocketGuard is an all-in-one platform that brings together everything you need to optimize your finances. Join thousands of families using PocketGuard to achieve financial peace and security.