Can I use PocketGuard without linking an account and why linking accounts is important?

Here’s the list of all the benefits that PocketGuard will offer once you link bank accounts:

• pulling transactions and account balances directly from your financial institutions;
• tracking recurring transactions (bills & income);
• analyzing and notifying how much you’ve spent in unbudgeted categories;
• up-to-date transaction history and account balances;
• finding active subscriptions you may have forgotten about;
• finding bills in order to negotiate better prices on your behalf;
• spending reports and insights.

NOTE: if you feel more confident with manual tracking, you can start using the app without connecting accounts. To do this, you need to manually add your transactions to our internal accounts – cash accounts. You can link bank accounts anytime later.