When you want to take control of your money, knowing the difference between fixed and variable expenses is crucial. Fixed costs remain stable from month to month (rent and insurance, for
- Features
- Money Management
- Financial GoalsSet a goal to make sure it is achievable and fits your budget using SMART
- PaceMonitor your money flow speed in real time to stay ahead of overspending
- Monthly Expense TrackerAccess a month-end snapshot of your Plan to understand financial habits clearly
- Leftover MoneyAlways know how much spending money you have after budgeting for necessities
- Net Worth TrackerUse several data connectors to track your net worth
- Expense Tracking
- TransactionsSee all transactions from all of your financial institutions in one list
- Spending InsightsAnalyze your tracked spending data to better adjust your budget
- Cash Flow TrackerTrack your profit or deficit by analyzing your recurring and variable expenses
- Transaction RulesAuto-organize and customize your finances in seconds to reclaim your time
- Debt & Bills
- Debt Payoff PlannerYour personal payoff schedule based on the strategy and budget
- RecurringManage all your bills and subscriptions in one place
- Cancel SubscriptionsFind unwanted subscriptions you would like to cancel and save your money
- Lower Your BillsNegotiate better rates for your cell phone or cable bills with Billshark
- Money Management
- Calculators
- Budget CalculatorPlay around with your budget numbers to understand where your money is going
- Debt Payoff CalculatorEnter your debt details to calculate an optimal payoff plan tailored to your needs
- 50-30-20 CalculatorSplit your income into needs, wants, and savings with the proven 50/30/20 rule
- Auto Loan CalculatorEstimate your monthly car payment and total financing costs
- Boat Loan CalculatorCalculate what your dream boat will really cost with interest and fees included
- Construction Loan CalculatorEstimate construction costs, draws, and interest for your building project
- HELOC Loan CalculatorEstimate your available home equity credit and monthly payments before applying
- Land Loan CalculatorSee how land purchase costs stack up with interest rates and loan terms factored in
- Motorcycle Loan CalculatorUnderstand the true cost of bike ownership before financing your next ride
- Payment Loan CalculatorQuickly estimate monthly payments and total interest for any personal loan
- Rent Affordability CalculatorDetermine affordable rent based on your income and savings goals
- Student Loan CalculatorEstimate your monthly student loan payments and see your total repayment timeline
- Learning
- PFM CourseLearn more about personal finance, from budgeting mistakes to debt management
- For TeachingUse PocketGuard to help your clients to reach their financial goals
- For CoachingCollaborate with your clients using PocketGuard Advisor platform
- Resources
- Get Started RightSet up your account by following simple steps and recommendations
- Help CenterFind out more info about how to use PocketGuard and how it works
- SecurityLearn more about security measures and your data protection
- NotificationsGet weekly reports and alerts for fees, upcoming bills, and budget progress
- BlogRead articles on personal finance, savings tips, and more
- What’s NewCheck back here for the latest updates to PocketGuard
- AboutLearn more about who we are, our mission, and what we value
- For Business
- API IntegrationIntegrate PocketGuard to enhance user retention and engagement
- Affiliate ProgramBecome our partner and earn more money by acquire more people to PocketGuard
- White LabelGet your budgeting app powered by PocketGuard to improve your business
- Pricing