Financial literacy

Saving through a 401(k) plan is one of the most effective ways to prepare for retirement. Contributions are often matched by your employer, the money grows tax-deferred, and over decades,

Black Friday is known as the best time to stock up on gifts for the holidays. Some reports say that 30% of holiday shopping is done on Thanksgiving weekend. While

Hopefully by now you have received your new chip-enabled credit card. Because of the number consumer data breaches, credit card companies has decided to step up security and adopt a

What Is Wall Street? When you talk about Wall Street, there are usually two images that pop into people’s heads: The first is an image of a mystical place where

When the details of an estimated 33–39 million users of the pro-adultery website Ashley Madison leaked, the public was reminded once again that everyone’s data is vulnerable. But this breach

Not long ago, recent graduates who wanted to enter the workforce expected they would go to school, learn a trade, find a job and work there until retirement. Recent shifts

According to Statista, credit cards have historically been one of the most widely used payment methods in the United States, accounting for about 38% of POS transactions in 2020. While

When you are looking for a financial institution, your basic options are a bank or a credit union. You can give you money to both and come back to get

Many people have expressed outrage at the billion dollar bonuses paid to executives in the banking industry, but they continue to use their services and contribute to these bonuses without

1. Throw away your junk mail without looking at it. If you are like most Americans you will get invitations to apply for new credit every week. Some of these